Carmoola provides short-term motor insurance for drivers across the United Kingdom. Whether you need cover for an hour, a day, or up to 30 days, we offer instant Third Party Only policies that protect you and others on the road.
Our Mission
We believe getting insured for a short period shouldn't be complicated. Our mission is to provide instant, fairly-priced temporary car insurance with a seamless digital experience — from quote to certificate in minutes.
Instant Cover
Get your insurance certificate within minutes. No waiting around, no paperwork to post.
Fair Pricing
Transparent pricing with no hidden fees. You only pay for the cover you need.
UK Regulated
Fully authorised and regulated, giving you peace of mind that your cover is legitimate.
Who We Cover
Our temporary car insurance is ideal for:
- Borrowing a friend's or family member's car
- Test driving a vehicle before purchase
- Moving a newly purchased car home
- Short-term business use or deliveries
- Learner drivers needing flexible cover
- Visiting the UK and needing to drive
Our Cover
We provide Third Party Only cover, which is the legal minimum required to drive on UK roads. This protects you against liability for:
- Damage to other people's vehicles and property
- Injury to other road users, passengers, and pedestrians
- Third party claims arising from your use of the insured vehicle
Third Party Only cover does not include damage to the insured vehicle itself, fire, or theft. It is an affordable and straightforward option for short-term driving needs.
Regulation
Carmoola is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA reference number is 501311. You can verify our registration on the FCA Register.